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Best Travel Credit Cards In India – Earn Miles, Free Flights & Hotel Stays

Sougata Dey

February 21, 2025

Imagine turning your everyday spending into free flights, luxury hotel stays, and exclusive travel perks. With the best travel credit cards in India, you can earn miles, enjoy credit card lounge access in India, and get amazing rewards. Let’s explore the top options to maximize your travel benefits!

1. American Express® Platinum Card

A traveler displays a credit card in front of an airport terminal, ready for check-in or purchases.

How It Works:

1.  Monthly Spending Example: Spending ₹1,00,000 a month earns points that convert into travel rewards.

2. Points Value: 1 point is worth ₹0.25–₹0.50.

What You Can Get:

1. Credit cards for free flights – 25,750 points can save ₹12,000 on flights with Air India, Etihad, or Qatar Airways.

2. Hotel rewards credit cards in India – 38,625 points can get a 3-night luxury stay at Marriott or Taj with savings of ₹9,000.

3. Earn miles with credit cards and get free airport lounge access in over 1,400 premium lounges worldwide.

2. HDFC Diners Club Black

2

How It Works:

1. Spending ₹1,50,000 per month earns high-value points for flights and hotels.

2. Points Conversion: Spending ₹50,000 earns 1,666 points (worth ₹1,666).

What You Can Get:

1. Redeem 5,000 points for ₹5,000 off on flights.

2. Convert points for a 3-night luxury hotel stay at Taj, ITC, or Marriott.

3. Axis Magnus Credit Card

 A collage of various application icons representing diverse software and mobile applications in a vibrant layout.

How It Works:

1. Monthly Spending Example: Spending ₹1,00,000 earns points valued between ₹0.20 and ₹0.50 each.

2. Points to Rewards: Spending ₹50,000 earns about 12,500 points (worth ₹3,125).

What You Can Get:

1. Use 25,000 points for ₹12,500 off flights with Vistara, Etihad, or Singapore Airlines.

2. Enjoy credit card lounge access India at over 1,000 premium lounges globally.

4. Citi PremierMiles Credit Card

 Image of a Citi credit card featuring the logo and design elements, representing financial services and consumer credit options.

How It Works:

1. Spending ₹1,00,000 per month earns miles worth ₹0.45–₹0.50 each.

2. Spending ₹50,000 earns 12,500 miles (worth ₹5,625).

What You Can Get:

1. Earn miles with credit cards and redeem 25,000 miles for ₹12,000 off flights.

2. Convert miles into hotel rewards credit cards in India for stays at Marriott, Hilton, or Taj.

3. Enjoy complimentary airport lounge access multiple times per quarter.

5. SBI Card Elite

Visa credit card for SBI Card featuring the bank's logo and a sleek design, symbolizing financial empowerment.

How It Works:

1. Spending ₹1,00,000 per month earns points valued at ₹0.25–₹0.50 each.

2. Spending ₹50,000 earns 12,500 points (worth ₹3,125).

What You Can Get:

1. 20,000 points can get ₹8,000 off flights with Air India, Emirates, or Singapore Airlines.

2. Use points for luxury hotel stays at Oberoi, ITC, or Taj.

3. Enjoy unlimited credit card lounge access India for a comfortable journey.

Pro Tips to Maximize Your Travel Rewards

Pick the Right Card – Choose based on your spending habits.
Plan Your Redemptions – Use travel portals for the best value.
Combine Cards – Use separate cards for flights and dining to earn more.
Book Smart – Look for special offers and promotions.
Redeem for Travel – Get the most value by redeeming points for flights and hotels instead of cashback.

Final Thought

With the best travel credit cards in India, you can turn everyday expenses into free flights, luxurious hotel stays, and premium lounge access. Start using the right credit cards for free flights and enjoy incredible travel benefits today!

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